COMMERCIAL PROPERTY

Commercial property insurance pays to repair or replace stolen, lost, or damaged business property. It covers your business’s physical location and other assets like equipment.

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If you own or rent an office or workspace, you likely need commercial property insurance, also called business hazard insurance.

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Commercial property insurance protects your company’s physical assets from fire, explosions, burst pipes, storms, theft and vandalism. Earthquakes and floods typically aren’t covered by commercial property insurance, unless those perils are added to the policy.

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Commercial property insurance covers your building, everything in it and just outside of it, including:

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• Computers

• Furniture and equipment

• Exterior signs

• Fence and landscaping

• Important documents

• Inventory

• Others’ property