Umbrella insurance provides additional liability coverage — over and above the limits on your auto and other personal liability policies.
Umbrella insurance provides a layer of liability protection that goes further than your vehicle and home policy, meaning it covers claims those policies can’t. Sometimes known as personal liability coverage, umbrella insurance is intended for claims that have substantial financial loss at stake.
Personal umbrella insurance follows you anywhere in the world, and features additional coverage your underlying policies might not include. For instance: It can help with legal fees and damages if you’re accused of slander in a social media post.